Portfolio guarantees 3

Benefit from a loan with the Portfolio guarantee 3, even if you don’t have enough collateral!

Submit application Rates
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More opportunities for business financing

Solving the problem of unattractive or insufficient collateral for the bank

For small and medium-sized enterprises

The loan amount is up to EUR 2,812,500 and the term – up to 120 months

80% of the loan amount is guaranteed

How do I get it?

1.
Submit an application
Submit your completed loan application online. For more information on Portfolio guarantees 3, please visit ILTE website.
Submit application
2.
Wait for our decision
The bank will provide a decision on the loan as soon as possible after the application is submitted.
3.
Sign the agreement
Sign a loan agreement with the bank, and the bank will add the loan to its loan portfolio.

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Portfolio guarantees 3

Frequently asked questions

Portfolio guarantees for loans 3 is an instrument aimed at facilitating access to funding for small and medium size enterprises when being unable to provide a collateral that is attractive or sufficient to a financial institution. The guarantee applies to loans that the bank includes in its loan portfolio.

The Portfolio Guarantee 3 is available to small and medium size enterprises operating in the Republic of Lithuania.

The maximum loan amount is up to EUR 2,812,500, but:

  • For SMEs engaged in primary production of agricultural products – up to EUR 234,375;
  • For SMEs engaged in primary production of fisheries and aquaculture products – up to EUR 375,000.

Guaranteed loans are issued for investment and financing of the working capital.

Types and terms of financing:

  • Investment loan for up to 120 months;
  • Leasing/leaseback for up to 84 months;
  • Line of credit and working capital loan for up to 36 months.

A SME may receive multiple loans, provided that the total amount does not exceed the de minimis aid limit granted to a single enterprise.


Have any questions?

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