Portfolio guarantees 3
Portfolio guarantees 3
Benefit from a loan with the Portfolio guarantee 3, even if you don’t have enough collateral!
More opportunities for business financing
Solving the problem of unattractive or insufficient collateral for the bank
For small and medium-sized enterprises
The loan amount is up to EUR 2,812,500 and the term – up to 120 months
80% of the loan amount is guaranteed
How do I get it?
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Frequently asked questions
Portfolio guarantees for loans 3 is an instrument aimed at facilitating access to funding for small and medium size enterprises when being unable to provide a collateral that is attractive or sufficient to a financial institution. The guarantee applies to loans that the bank includes in its loan portfolio.
The Portfolio Guarantee 3 is available to small and medium size enterprises operating in the Republic of Lithuania.
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The maximum loan amount is up to EUR 2,812,500, but:
- For SMEs engaged in primary production of agricultural products – up to EUR 234,375;
- For SMEs engaged in primary production of fisheries and aquaculture products – up to EUR 375,000.
Guaranteed loans are issued for investment and financing of the working capital.
Types and terms of financing:
- Investment loan for up to 120 months;
- Leasing/leaseback for up to 84 months;
- Line of credit and working capital loan for up to 36 months.
A SME may receive multiple loans, provided that the total amount does not exceed the de minimis aid limit granted to a single enterprise.
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