Private

Savings deposits

Save efficiently: the higher the balance in your deposit account, the higher the interest accrued!

Increase your savings

A safe and easy way to save

You can top up your deposit at any time and by any amount

Attractive annual interest rates

Possibility to top up periodically

Deposit calculator

Amount of deposit

Min 100 €

Choose a period

Total:

Interest rate: %
Amount of interest:
Amount of interest/month:

Annual interest rates (%) on savings deposits for private persons

Term in days
Term in months
EUR (%)
USD (%)
GBP (%)
Term in days
30 - 59
Term in months
1 - 2
EUR (%)
2.25
USD (%)
0.00
GBP (%)
0.00
Term in days
60 - 89
Term in months
2 - 3
EUR (%)
2.25
USD (%)
0.00
GBP (%)
0.00
Term in days
90 - 119
Term in months
3 - 4
EUR (%)
2.25
USD (%)
0.00
GBP (%)
0.00
Term in days
120 - 149
Term in months
4 - 5
EUR (%)
2.25
USD (%)
0.00
GBP (%)
0.00
Term in days
150 - 179
Term in months
5 - 6
EUR (%)
2.25
USD (%)
0.05
GBP (%)
0.00
Term in days
180 - 209
Term in months
6 - 7
EUR (%)
2.50
USD (%)
0.05
GBP (%)
0.00
Term in days
210 - 239
Term in months
7 - 8
EUR (%)
2.50
USD (%)
0.15
GBP (%)
0.00
Term in days
240 - 269
Term in months
8 - 9
EUR (%)
2.50
USD (%)
0.20
GBP (%)
0.05
Term in days
270 - 299
Term in months
9 - 10
EUR (%)
2.50
USD (%)
0.25
GBP (%)
0.10
Term in days
300 - 329
Term in months
10 - 11
EUR (%)
2.50
USD (%)
0.30
GBP (%)
0.10
Term in days
330 - 359
Term in months
11 - 12
EUR (%)
2.50
USD (%)
0.30
GBP (%)
0.15
Term in days
360 - 389
Term in months
12 - 13
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.15
Term in days
390 - 449
Term in months
13 - 15
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.15
Term in days
450 - 569
Term in months
15 - 19
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.20
Term in days
570 - 629
Term in months
19 - 21
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.25
Term in days
630 - 719
Term in months
21 - 24
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.25
Term in days
720 - 1079
Term in months
24 - 36
EUR (%)
3.30
USD (%)
0.30
GBP (%)
0.25

Interest rates apply to new and extended deposits.

Have any questions?

It is a convenient way to save for a selected period, during which the amount of the deposit can be increased at any time by additional instalments.

Anyone with an account at Urbo Bankas can open a savings deposit account. If you are not yet a customer of our bank, you can become a customer remotely.

You can sign the deposit agreement:

  • Minimum deposit amount is (EUR/USD/GBP) 100;
  • Deposits are accepted in Euros (EUR), US Dollars (USD) or British Pounds Sterling (GBP).
  • Interest for the current month is credited to the deposit account on the last day of each month;
  • Interest is payable only at the end of the term of the deposit agreement.
  • The deposit agreement can be automatically renewed for the same term at the annual interest rate applicable at the bank on the renewal date (the total amount of the savings deposit account is renewed, together with any additional instalments and accrued interest);
  • The amount of the deposit can be increased by additional instalments;
  • The deposit is not repayable in instalments before the contractually agreed maturity;
  • No interest is payable if the depositor withdraws the deposit in full before the end of the contractually agreed maturity.

The detailed information about the terms and conditions of deposit insurance, cases when deposits are not insured and when restrictions on deposit insurance payouts apply, is provided on the website of the State Enterprise "Deposit and Investment Insurance".

For more information you can read here.