Overdraft

An attractive short-term credit solution for your company!

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Image overdraft

A convenient financial solution for your business

Any shortfall up to the agreed limit is automatically lent

Interest is accrued only on the amount of the credit used

When you top up your bank account, the credit is automatically covered

Credit is granted without collateral

How do I get it?

1.

Submit an application
Submit your completed credit application online.
Submit application

2.

Wait for our decision
The bank will provide a decision on the overdraft as soon as possible after the application is submitted.

3.

Sign the agreement
Sign a loan agreement with the bank. You will be able to have a negative balance of a fixed amount in your company account during the period you choose.

Frequently asked questions

An overdraft is is a form of crediting in which an agreement between a bank and a customer gives the customer the right to have a negative balance on a bank account under the conditions specified in the agreement.

Overdraft is intended for the business customers of the bank who have been in business for at least 2 years and have regular payments through their bank accounts.

  • The term of the overdraft is 1 year;
  • The negative overdraft account balance must be settled within 30 calendar days from the date on which the account balance became negative (up to 60 days in individual cases). Once the negative account balance has been cleared, the credit funds can be used again from the next working day of the bank.

Have any questions?

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