Business
Overdraft
A convenient financial solution for your business
Any shortfall up to the agreed limit is automatically lent
Interest is accrued only on the amount of the credit used
When you top up your bank account, the credit is automatically covered
Credit is granted without collateral
How do I get it?
1.
Submit an application
Submit your completed credit application online.
2.
Wait for our decision
The bank will provide a decision on the overdraft as soon as possible after the application is submitted.
3.
Sign the agreement
Sign a loan agreement with the bank. You will be able to have a negative balance of a fixed amount in your company account during the period you choose.
Frequently asked questions
An overdraft is is a form of crediting in which an agreement between a bank and a customer gives the customer the right to have a negative balance on a bank account under the conditions specified in the agreement.
Overdraft is intended for the business customers of the bank who have been in business for at least 2 years and have regular payments through their bank accounts.
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- The term of the overdraft is 1 year;
- The negative overdraft account balance must be settled within 30 calendar days from the date on which the account balance became negative (up to 60 days in individual cases). Once the negative account balance has been cleared, the credit funds can be used again from the next working day of the bank.
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