Consumer loan
Consumer loan
Consumer loan can be up to EUR 25 000 Up to EUR 15 000 can be paid out IN CASH!

A consumer loan to make your plans a reality
Consumer loan amount from EUR 500 to EUR 20 000
Loan for a period of up to 7 years
We disburse the loan in cash or by wire transfer
In most cases, it takes us only 15 minutes to make a decision
Consumer loan calculator
Credit amount
Period
Credit amount
Period
Preliminary average monthly payment
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC):
For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.00% to 20%. Repayment period ranges from 6 to 84 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
Preliminary average monthly payment
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC):
For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.00% to 20%. Repayment period ranges from 6 to 84 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
Preliminari didžiausia galima paskolos suma
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC): For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.00% to 20%. Repayment period ranges from 6 to 84 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
Preliminari didžiausia galima paskolos suma
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC): For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.00% to 20%. Repayment period ranges from 6 to 84 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
Consumer loan for your various needs

We will help you make your other plans a reality!
Home improvement loan or a car loan
- Furnish or renovate your home with a home improvement loan from Urbo bankas for up to EUR 25 000 and 10 years;
- If you repair your car every month, maybe it is time to buy a new one? A car loan from Urbo bankas for up to EUR 20 000 and 7 years.

If you are planning to buy a new home!
Apply for a new mortgage loan or refinancing now
- Mortgage loan on particularly favourable terms;
- The loan amount is up to 85% of the property value;
- Possibility to refinance a mortgage loan currently held at another bank through a simplified procedure.
Frequently asked questions
Urbo Bank offers the following consumer loans:
- Consumer loan;
- Home improvement loan;
- Car loan.
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Loans for consumption, home improvement or cars are available at Urbo Bank to:
- Citizens of the Republic of Lithuania aged 21 and over with a stable income (at least 6 months);
- Individuals whose monthly financial obligations do not exceed 40% of their fixed income.
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Consumer and car loans have a maximum repayment term of up to 7 years, while home improvement loans have a maximum term of up to 10 years. The loan is repaid in monthly instalments.
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If you have a bank account with Urbo Bank, make sure that your bank account has a sufficient balance to cover the payment on the due date.
If you do not have a bank account with Urbo Bank, you can make a payment transfer from your bank account to the loan servicing account, the number of which can be found in the special section of the credit agreement or by logging in to your Urbo Bank online banking personal account.
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