Consumer loan
Consumer loan
Consumer loan can be up to EUR 20,000. Up to EUR 15,000 can be paid out IN CASH!
A consumer loan to make your plans a reality
A consumer loan is a loan granted for your personal or family needs, without collateral. The loan is disbursed to a bank account in any bank registered in Lithuania or in cash if the amount does not exceed EUR 15,000. A quick loan process will help you to successfully achieve your plans in the shortest possible time.
Amount: from EUR 500 to EUR 20,000
Loan for a period of up to 7 years
We disburse the loan in cash or by wire transfer
In most cases, it takes us only 15 minutes to make a decision
Consumer loan calculator
Credit amount
Period
Credit amount
Period
Preliminary average monthly payment
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC):
For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.90% to 25%. Repayment period ranges from 6 to 120 months, depending on the purpose of the consumer credit.
Preliminary average monthly payment
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC):
For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.90% to 25%. Repayment period ranges from 6 to 120 months, depending on the purpose of the consumer credit.
Period
Vidutinės mėnesio pajamos
Vidutiniai mėnesio finansiniai įsipareigojimai
Nepilnamečių vaikų skaičius
Period
Vidutinės mėnesio pajamos
Vidutiniai mėnesio finansiniai įsipareigojimai
Nepilnamečių vaikų skaičius
Preliminari didžiausia galima paskolos suma
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC): For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.90% to 25%. Repayment period ranges from 6 to 120 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
Preliminari didžiausia galima paskolos suma
111 €
Example of how to calculate the annual percentage rate of charge for consumer credit (APRC): For a borrowing of EUR 10 000, when the loan agreement is concluded for a period of 60 months, the annual interest rate is 10.90%, the agreement fee of 0.00% of the loan amount is EUR 0.00, the agreement administration fee of 0.00% of the initial loan amount is EUR 0.00 per month, the monthly payment is EUR 216.93, and the total amount to be paid by the borrower is EUR 13015.55, the APRC is 11.45%.
The APRC and the total amount payable by the borrower are calculated based on the assumptions that the loan is disbursed on the date of signature of the agreement and that the terms and conditions, interest and charges remain unchanged throughout the lifetime of the loan, and that the terms and conditions of the agreement are fulfilled on time. Annual interest rates range from 10.90% to 25%. Repayment period ranges from 6 to 120 months, depending on the purpose of the consumer credit.
The result of the calculator is approximate. To receive a personalised offer, please fill in the loan application.
You can use the loan to
Frequently asked questions
Urbo Bankas provides loans to:
- Citizens of the Republic of Lithuania or holders of a permanent residence permit in Lithuania;
- Are 21 years or older;
- Persons who receive a fixed income;
- Persons whose monthly payments of total financial obligations do not exceed 40% of their fixed income.
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Maturity date:
- Consumer or car loan – up to 7 years;
- Home improvement loan – up to 10 years.
The credit is repaid in monthly instalments.
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Lenders UAB | Altero LT UAB |
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Reg.no: 302996838 Address: Savanorių pr. 1, 03116 Vilnius Tel. +370 520 00999 E-mail: [email protected] Website: www.lenders.lt |
Reg.no: 304896733 Address: Konstitucijos pr. 7, 09308, Vilnius Tel. +370 680 33 033 E-mail: [email protected] Website: www.altero.lt |
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