Term deposits for private
A fixed-term deposit at Urbo Bank is a safe and reliable way to save. Open 12-month fixed-term deposit agreement online and receive 3,2% annual interest!
Term deposit – get closer to your savings goal
A fixed-term deposit is a reliable way not only to save but also to earn guaranteed interest. The interest rate depends on the chosen term and the amount of the fixed deposit. Throughout the entire deposit period, your money will be safely held in the bank. It’s an excellent choice for those who value financial stability and a clearly planned return.
3,2% annual interest for new 12-month deposits online
3.7% interest on online term deposits with a 24–36 month term
Minimum term deposit amount – from 100 EUR
You can save in multiple currencies – EUR, USD, GBP
3.2% for online deposits with a term of 12 months
Valid for business and private clients.
Deposit calculator
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Annual interest rates (%) on term deposits for private persons
Place a new fixed-term deposit in euros for a period from 360 to 1800 days via online banking and receive an additional 0.2 percentage point interest bonus!
Interest rates apply to new and extended deposits.
Term deposits videos
Frequently asked questions
A term deposit is a secure way to save money. Your funds are deposited with the bank for a fixed period and earn a fixed annual interest rate determined on the date the deposit agreement is concluded. You can quickly and conveniently open a term deposit through Internet Banking (where you may be eligible for an interest rate bonus) or by visiting a bank branch.
The minimum term deposit amount is 100 in any of the following currencies:
- EUR (euro)
- USD (US dollar)
- GBP (British pound sterling)
Interest begins to accrue on the day following the placement of your term deposit. You can choose how often your interest is paid:
- Monthly
- Quarterly
- Semi-annually
- Annually
- At maturity (when the term deposit expires)
The deposit amount cannot be increased during the term of the term deposit agreement. If you choose to withdraw your deposit before the agreed maturity date, you will receive the full principal amount, but any accrued interest will not be paid.
Yes. All term deposits with Urbo Bankas are protected by the Deposit and Investment Insurance scheme, in accordance with the applicable regulations, up to EUR 100,000 per depositor.