Investment

A loan for investments is used to finance long-term investment projects or business development:

• Purchase of personal and real property;
• Financing of construction works;
• Technology upgrade;
• Financing of other business development projects.

• Repayment of the loans for investment to the bank is made in equal or varying instalments according to a schedule agreed between the customer and the bank, taking into account seasonality and other sources of repayment (e.g. grants received).
• A deferral of loan repayment may be set to your satisfaction until the date of implementation of the investment project.
• Loan repayment may be secured against real property or other property, or by providing guarantees of Investicijų ir verslo garantijos UAB (INVEGA) (the real or personal property to be pledged must be appraised by independent property valuers).

If you are not satisfied with the terms of your existing loan at another financial institution, take advantage of the refinancing option at our bank:

• Get more favourable terms and save your company money;
• Reschedule the repayment of your loan to fit your company’s current cash flow;
• Extend the repayment term or postpone the payments;
• When borrowing, maximise the value of the collateral by obtaining a larger loan amount;
• Remove any restrictions or additional requirements imposed by your current creditor;
• Consolidate several different loans into one, making it easier for you to manage your existing loan agreements;

The valuation of the collateral is carried out by independent partners of Urbo Bankas.