Business
INVEGA individual guarantees
INVEGA individual guarantees
Take advantage of a loan with INVEGA portfolio guarantee, even if your collateral is insufficient!
More opportunities for business financing
Guarantee covers up to 80% of the loan repayment
Guaranteed amount – up to EUR 5 million
Solving the problem of unattractive or insufficient collateral for the bank
An attractive solution for small, medium-sized and large enterprises
How do I get it?
1.
Submit an application
Submit your completed loan application online. Visit INVEGA website to learn what documents are to be submitted by SMEs and large enterprises.
2.
Wait for our decision
The bank will provide a decision on the loan as soon as possible after the application is submitted.
3.
Sign the agreement
Once the bank has received the INVEGA guarantee, sign a loan agreement with the bank.
Frequently asked questions
Individual guarantees for loans, provided by INVEGA, offer solutions to insufficient conditions and facilitate the access to the funding sources.
The INVEGA individual guarantee for loans is available to business start-ups, small and medium-sized enterprises and large companies.
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Individual guarantees are provided for loans for:
- The purchase, construction, repair or reconstruction of fixed assets;
- Technology transfer through the acquisition of patents, licences or other non-patentable technical knowledge;
- Working capital in the form of a short-term loan or line of credit;
- To refinance investments paid for with company funds.
Maximum amounts for individual guarantees for loans:
- Individual guarantees for loans are limited to a maximum of EUR 5 million for small and medium-sized enterprises (EUR 750,000 for road freight activities carried out or intended to be carried out for hire or reward). If several guarantees are received, the sum of the guarantee balances must not exceed EUR 10,000,000.
- Individual guarantees for loans are limited to a maximum of EUR 1.5 million for large enterprises (EUR 750,000 for road freight activities carried out or intended to be carried out for hire or reward). If several guarantees are received, the sum of the guarantee balances must not exceed EUR 10,000,000.
- Leasing is EUR 1.5 million (EUR 750,000 for a lessee that has been operating for less than 3 years on the date of submission of the application for a leasing guarantee to INVEGA)
- INVEGA guarantees the repayment to the Bank of the first instalment of the loan up to 80% of the loan amount.
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