INVEGA portfolio guarantees
INVEGA portfolio guarantees
Benefit from a loan with the INVEGA portfolio guarantee, even if you don’t have enough collateral!
More opportunities for business financing
Solving the problem of unattractive or insufficient collateral for the bank
For small and medium-sized enterprises
The loan amount is up to EUR 1,875,000 and the term – up to 120 months
80% of the loan amount is guaranteed
How do I get it?
Frequently asked questions
INVEGA portfolio guarantees for loans is an instrument aimed at facilitating access to funding for small and medium size enterprises when being unable to provide a collateral that is attractive or sufficient to a financial institution. The guarantee applies to loans that the bank includes in its loan portfolio.
The INVEGA Portfolio Guarantee is available to small and medium size enterprises operating in the Republic of Lithuania.
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Maximum loan amount up to EUR 1,875,000 however:
- For road freight companies, the maximum loan amount is up to EUR 937,500;
- For companies active in the primary production of agricultural products, the maximum loan amount is up to EUR 234,375;
- For companies engaged in fisheries and aquaculture activities, the maximum loan amount is up to 281,250.
Guaranteed loans are used to finance investments and working capital.
Types and terms of funding:
- Loans for investments for up to 120 months;
- Leasing/ inverse leasing for up to 84 months;
- Line of credit and working capital loan for up to 36 months.
Small and medium-sized enterprise (SME) may receive several loans up to the amount of de minimis aid granted to a single enterprise.
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