With travel insurance, you can avoid financial losses in case of emergency abroad, such as illness (including COVID-19), accidents, travel interruption, flight delays, loss of luggage or other important items, and in many other situations.

The minimum period of cover is 1 day and the maximum period is 1 year.

Travel insurance can cover:

• Medical expenses incurred abroad (including COVID-19);
• Accidents;
• Failure to depart, travel interruption;
• Missed connection;
• Travel delay;
• Loss of travel documents;
• Luggage delay and/or loss;
• Personal civil liability;
• Loss of sports activities and/or equipment.

Yes. If you choose insurance cover for medical expenses, you will also be covered in case of COVID-19.

Insurance will reimburse the following costs in case of COVID-19:

• Emergency medical treatment in a healthcare facility;
• Medicines prescribed by your doctor;
• Transport to and from a medical facility;
• Medical repatriation (transport home with a special vehicle);
• Transport home for the escorting person;
• Transporting unaccompanied minors under the age of 16 back home.

Insurance will not reimburse costs for:

• COVID-19 test when the test is negative;
• Antigen tests;
• Self-isolation.
• Insurance does not cover financial losses due to a missed trip.

This insurance cover is not valid for foreign nationals coming to Lithuania and purchasing insurance contracts in which the chosen territory is Lithuania or the Schengen area.

For a full list of insured events, please refer to Travel Insurance Terms and Conditions No. 061, paragraphs 44–53.

• Compulsory motor insurance is an insurance for cars, trucks, buses, trolleybuses, motorcycles, scooters, trailers and other self-propelled machinery used on the road, covering the civil liability of the operators of the specified vehicles.
• Should you cause an accident and be found guilty or admit that you are at fault, the compulsory third-party liability insurance for drivers will pay compensation to the persons affected by the accident.
• The claim payment is not payable to the driver responsible for the damage (including damage to his/her vehicle and the property inside the vehicle).

The motor third-party liability insurance contract is concluded in the name of the owner of the vehicle (cars, trucks, motorcycles, scooters, buses, trailers, etc.) (an authorised person may conclude the contract in the name of the owner).

You can also take out insurance if you use the vehicle under a leasing contract.

• A regular insurance contract is valid in EU countries, countries of the European Economic Area and Switzerland;
• The Green Card provides insurance cover in other countries of the Green Card scheme;
• A frontier insurance contract is valid in EU countries, countries of the European Economic Area and Switzerland.

The employee insurance is a type of insurance that provides cover when an accident impairs the insured person’s health or results in death. Actual financial support and assistance is available in case of health problems, housing adaptations and other unforeseen circumstances.

Personal insurance can cover yourself and your employees.

Coverage:

• Bone and joint injuries;
• Injuries to internal organs and soft tissues;
• Accidental disability or death;
• Trauma care and infectious diseases.

Insurance coverage is valid worldwide (except Ukraine, Belarus, Russia and war zones).

The term of insurance* is 12 months. * The insurance takes effect on the day 5th of the following month.